I have a different take on Russia and Russians than you might hear otherwise, and this experience leads me to a small suggestion which I often share with our children. Russians tend to be independent and entrepreneurial; they believe in faith, family, education, friends and looking out for each other. They don’t trust the government, generally don’t invest in stocks, don’t borrow, or keep their money in banks. If they want to buy something, they save for it and then pay cash. Why? My good...